BENEFIT RESOURCES, INC. provides all services required to setup, communicate and administer Flexible Spending Accounts including: Setup:                                                                                                    Plan Documentation.  Based on management's objectives and IRS requirements, BENEFIT RESOURCES, INC. will customize a plan document to meet the needs of the employer. Summary Plan Description.  BENEFIT RESOURCES, INC. will customize the IRS-required Summary Plan Description (SPD) to communicate provisions of the plan to employees. Corporate Resolution/Adoption Agreement.  BENEFIT RESOURCES, INC. will develop a corporate resolution/adoption agreement for an owner/officer's signature to adopt the Flexible Benefit Plan.   Employee Communication:                                                                       Employee Communication Materials. Available In both brochure and PDF versions Group Meetings.  Presentations can be conducted with all eligible employees to communicate the Plan and its benefits. Online Enrollment. Through our Web site, employees may enroll online in the Flexible Benefit Plan at their convenience 24 hours a day seven days a week. We also accept all other forms of electronic submittal.  Enrollment Forms. All administrative forms (e.g., enrollment forms, claim forms, etc.) required to implement the Plan will be provided by BENEFIT RESOURCES, INC.   Ongoing Administration:                                                                                         Claims Adjudication. BENEFIT RESOURCES, INC. will perform all reimbursement claims adjudication. Reimbursement Checks/Direct Deposit. Employees' reimbursement checks for dependent care and unreimbursed medical expenses will be sent directly to the employee's address on a weekly schedule. Each check contains an Explanation of Benefits and the current balance for each Flexible Spending Account. Reimbursements may also be directly deposited in the employees bank account using our Fast Fund™ direct deposit services. Online Inquiry for Participants. Through our Web site, participants may obtain the status of their claims, reimbursements and FSA account balances at their convenience 24 hours a day seven days a week. Toll-free Telephone Support. A toll-free Cafeteria Plan hotline is provided to management and plan participants to allow prompt response to all questions concerning payroll system coordination, enrollment questions, claims, account balances and other administration questions. Management Reports. BENEFIT RESOURCES, INC. will provide the employer with miscellaneous management reports regarding the Plan and employee activity. Discrimination Testing. BENEFIT RESOURCES, INC. will perform the discrimination testing required by the IRS to insure that plans are not discriminatory in favor of key or highly compensated employees.